【破产法】THERE’S A RIGHT TIME TO FILE FOR BANKRUPTCY|杨清泉律师事务所

THERE’S A RIGHT TIME TO FILE FOR BANKRUPTCY

How do I know that there’s a right time for you to file for bankruptcy and I am 100% sure of this? Well, I refer you to the Bible Ecclesiastes 3:1-8:

            “For everything there is a season, and a time for every matter under heaven:

A time to be born and a time to die;

A time to plant, and a time to pluck up what is planted;

            A time to kill and a time to heal;

A time to break down and a time to build up;

            A time to weep, and a time to laugh;

A time to mourn and a time to dance;

A time to throw away stones and a time to gather stones together;

A time to embrace, and a time to refrain from embracing;

A time to seek and a time to lose;

A time to keep, and a time to throw away;

A time to tear, and a time to sew;

A time to keep silence and a time to speak;

A time to love and a time to hate;

A time for war and a time for peace”

So, there is a right time to file for bankruptcy too if you need relief from accumulated debt. In 30 years of representing debtors in bankruptcy, I know that some clients just cannot decide when they should get bankruptcy relief and if they should file for it. Probably, this group of clients represents about 2% of all of my clients. Since I have handled over 5,000 debtors in the past, 2% is about 100 clients who are indecisive.  Some of them will say that they still want to pay a portion of what they owe even if they qualify for Chapter 7discharge and do not have to pay anything. Frankly, I don’t have any idea except possibly they have a psychological block about filing for bankruptcy as if it’s not a good thing.

If they want to pay a portion of the debt that they owe, then I guide them into Chapter 13 where they pay a portion of their debt over 5 years, or 3 years if the trustee does not argue lack of good faith in proposing a 3 year plan. In reality, no trustee will forego this argument unless debtor has cancer or some other debilitating illness that prevents debtor from having a normal life.

As I have said many times before, even Walt Disney filed for Chapter 7 twice before his Disney business became a global success, and Milton Hershey of the chocolate empire that makes among others ‘Reese’s pieces”, Hershey’s chocolates and other very well know candies, also filed for Chapter 7. These very successful business people decided at some point in their lives that it was time for them to file for bankruptcy because they had too much accumulated debt.

If you have too much debt and need relief, please set an appointment to see me. I will analyze your case personally.

PRAYING ALWAYS HELPS

It also helps to pray to our God, His beloved Son, Jesus Christ, and the Blessed Mother Mary for divine protection against financial problems, because we have a God who loves us and His beloved Son, Jesus Christ, showers us with infinite mercy. All we have to do is humble ourselves and pray to the Sacred Heart of Jesus for a drop from his ocean of infinite mercy. Jesus revealed in 1930’s to Saint Maria Faustina Kowalska of Poland that all sinners which we all are and those who do not believe in God and those who do not yet know Jesus, should all be brought to His sacred heart and be submerged in the ocean of His infinite mercy, for the sake of His Sorrowful Passion. Anything you ask for when you pray the chaplet for His divine mercy will be granted, if compatible with His will. Moreover, you are guaranteed a peaceful death.

What is the current proof that God and Jesus are divine and all powerful? I refer you to exhibit A, the incorruptible body of Carlo Acutis!

CURRENT ONGOING PHYSICAL PROOF GOD IS ALMIGHTY

INCORRUPTIBLE BODY OF CARLO ACUTIS DIED 2007 AT AGE OF 15

Look at the incorruptible body of the blessed Carlo Acutis who died at 15 in 2007. You can look at his body in Rome, Italy, now 14 years after his death. He looks like he’s just asleep in his jogging suit and rubber shoes!  That is a perfect example of an ongoing sign on earth that the God of Moses, our God, my God, is almighty and all-powerful that He even suspends the natural laws of biology and physics without any effort. He resurrected His one and only beloved son from death on the cross. Indeed, He has power over death.

I have actually thought, “What would the other religions believe if they actually saw the incorruptible body of the blessed Carlo Acutis? I think even Buddha, if he were alive today, would truly believe that Yahweh is the one True God.” No need to think about reincarnation and nirvana because his incorruptible body is available for all to see in Rome, Italy. We won’t need any kind of explanation on the efficacy of modern day mummification. Come on, man, that’s all bull. The truth is in plain sight. Believe your own eyes that the one true God is all-powerful and His name is Yahweh, “I am who am.” He is the alpha and the omega, the beginning and the end.

DISCLAIMER: NONE OF THE FOREGOING IS CONSIDERED LEGAL ADVICE FOR ANYONE. EACH CASE IS DIFFERENT.  THERE IS NO ABSOLUTELY NO ATTORNEY CLIENT RELATIONSHIP ESTABLISHED BY READING THIS ARTICLE.

“ETERNAL FATHER, WE OFFER YOU THE BODY, BLOOD, SOUL AND DIVINITY OF YOUR DEARLY BELOVED SON, JESUS CHRIST, OUR LORD AND SAVIOR, IN ATONEMENT FOR OUR SINS AND THOSE OF THE WHOLE WORLD, FOR THE SAKE OF HIS MOST SORROWFUL PASSION, PLEASE HAVE MERCY ON AMERICA AND THE WHOLE WORLD.”

Lawrence B. Yang is a graduate of Georgetown University with a Master’s Degree in Law and specializes in Bankruptcy, Business, Real Estate and Civil Litigation.  He speaks English, Mandarin and Fujian and has successfully represented thousands of clients in California, including companies overseas.  Please call Angie, Barbara or Jess at (626) 284-1142 for an appointment at 20274 Carrey Road, Walnut, CA 91789 or1000 S. Fremont Ave., Mailstop 58 Building A-10 South Suite 10042 Alhambra, CA 91803.