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Client will do a Chapter 7 to get rid of credit card debt of $100,000 and to discharge the voluntary return deficiency on the Honda Pilot estimated to be $12,000. Client had no use for the SUV since she did not have any deliveries to make, and she needs to send 2nd son $500 a month so he can survive in Thailand with his new bride until their handbag business is strong enough to give them at least cash profit of $1,000 monthly so they can survive. So, at the age of 72, client will obtain a fresh start in life with no debt, keep her house with equity of $170,000, and her fully paid Camry. Since she does receive a pension of $2,900 and does not have to pay monthly mortgage with the reverse mortgage, she can retire in peace with a comfortable cash flow and no debt.

“The peace of God, which transcends all understanding, will guard your hearts and your minds in Christ Jesus.” Philippians, 4:7.

Lawrence Bautista Yang is a graduate of Georgetown University Law Center and has been in law practice for thirty years. He specializes in bankruptcy, business and civil litigation and has handled more than five thousand successful bankruptcy cases in California. He speaks Mandarin and Fujien and looks forward to discussing your case with you personally. Please call (626) 284-1142 for an appointment at 1000 S Fremont Ave, Mailstop 58, Bldg A-1 Suite 1125, Alhambra, CA 91803.