楊清泉律師專欄：CLIENT FILES CHAPTER 7 TO DISCHARGE $500K MOSTLY CREDIT CARDS（Ⅱ）
楊清泉律師事務所
CLIENT FILES CHAPTER 7 TO DISCHARGE $500K MOSTLY CREDIT CARDS;CLIENT FILES CHAPTER 7 TO DISCHARGE $10K CREDIT CARDS
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CLIENT NO. 2
Client is young at 37. For me anyone below 60 is young. So if you’re 59, I consider you young. I started counting backwards 15 years ago. I mean, what’s the point of counting your real age. As long is one is healthy and can think clearly, one does still feel young. To tell you the truth, I still feel like I’m 25. But I digress. Client only owes $10K of credit card debt. She used to work full time, but now works part time. So, $300 a month to keep $10K of credit cards current feels like a heavy burden. I actually told her to hang in there and hold the fort. But given the fact that her credit will be perfect again when she becomes 47, with high credit scores starting at age 40, client is inclined to file for Chapter 7 for a fresh start with no debt.
All she needs to do is handle her new credit well and she will build up her credit score very fast. There are banks that issue credit cards that have just gone through bankruptcy. I suggested that she gets these cards when these are offered to her but that she should pay them in full after each use.
Each case is different. For one, she can carry a $500K debt loan for 8 years and receive $100K of judgment liens on her house and keep that burden in her mind for a long time. For another, a $10K credit card debt is a big burden when she loses her full time job. So whatever your debt burden is, come and make an appointment to see me for a free analysis of your financial situation. You won’t regret it. Once you decide, you will feel that a heavy burden has been lifted from your chest, and you will become productive again. I am telling you the truth.
“”HE IS NOT HERE; HE HAS RISEN!” REMEMBER HOW HE TOLD YOU, WHILE HE WAS STILL WITH YOU IN GALILEE: THE SON OF MAN MUST BE DELIVERED UNTO THE HANDS OF SINFUL MEN, BE CRUCIFIED AND ON THE THIRD DAY BE RAISED AGAIN.” LUKE 24:6-7.
Lawrence Bautista Yang is a graduate of Georgetown University Law Center and has been in law practice for thirty years. He specializes in bankruptcy, business and civil litigation and has handled more than five thousand successful bankruptcy cases in California. He speaks Mandarin and Fujien and looks forward to discussing your case with you personally. Please call (626) 284-1142 for an appointment at 1000 S Fremont Ave, MAILSTOP 58, Building A-1 SUITE 1125, Alhambra, CA 91803 OR at 20274 Carrey Road, Walnut, CA 91789.
【上一頁】
CLIENT NO. 2
Client is young at 37. For me anyone below 60 is young. So if you’re 59, I consider you young. I started counting backwards 15 years ago. I mean, what’s the point of counting your real age. As long is one is healthy and can think clearly, one does still feel young. To tell you the truth, I still feel like I’m 25. But I digress. Client only owes $10K of credit card debt. She used to work full time, but now works part time. So, $300 a month to keep $10K of credit cards current feels like a heavy burden. I actually told her to hang in there and hold the fort. But given the fact that her credit will be perfect again when she becomes 47, with high credit scores starting at age 40, client is inclined to file for Chapter 7 for a fresh start with no debt.
All she needs to do is handle her new credit well and she will build up her credit score very fast. There are banks that issue credit cards that have just gone through bankruptcy. I suggested that she gets these cards when these are offered to her but that she should pay them in full after each use.
Each case is different. For one, she can carry a $500K debt loan for 8 years and receive $100K of judgment liens on her house and keep that burden in her mind for a long time. For another, a $10K credit card debt is a big burden when she loses her full time job. So whatever your debt burden is, come and make an appointment to see me for a free analysis of your financial situation. You won’t regret it. Once you decide, you will feel that a heavy burden has been lifted from your chest, and you will become productive again. I am telling you the truth.
“”HE IS NOT HERE; HE HAS RISEN!” REMEMBER HOW HE TOLD YOU, WHILE HE WAS STILL WITH YOU IN GALILEE: THE SON OF MAN MUST BE DELIVERED UNTO THE HANDS OF SINFUL MEN, BE CRUCIFIED AND ON THE THIRD DAY BE RAISED AGAIN.” LUKE 24:6-7.
Lawrence Bautista Yang is a graduate of Georgetown University Law Center and has been in law practice for thirty years. He specializes in bankruptcy, business and civil litigation and has handled more than five thousand successful bankruptcy cases in California. He speaks Mandarin and Fujien and looks forward to discussing your case with you personally. Please call (626) 284-1142 for an appointment at 1000 S Fremont Ave, MAILSTOP 58, Building A-1 SUITE 1125, Alhambra, CA 91803 OR at 20274 Carrey Road, Walnut, CA 91789.
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