宏盛保險黃海蒂‧陳滿 - 保險的重要性
美國奧淇宏盛-金融保險專家
什麼是人壽保險?
Financial protection against the cause of death. As a result, the insurance company
pays your beneficiary a certain amount of money when you die accordingly to your
premium payments.
我為什麼需要人壽保險?
To take care of the role as a family member even after death in terms of income for
things such as mortgage loans and debts. The fund will also be beneficial to put into your
child's future education. And lastly, it covers the final expenses for your own death. We
offer a multitude of products and services to meet our customers’ needs and to reflect the
unique conditions of each local market. Some of our products include:
我們提供適合各類客戶需要的產品及服務﹐包括但不限於﹕
• 萬能壽險
• 雙人合保萬能壽險
• 終身壽險
• 雙人合保終身壽險
• 雙人合保投資萬能壽險
• 定期壽險
• 退費定期壽險
• 長期護理險
• 傷殘收入險
• 人壽保險貼現
• Indexed UL
• Fixed Annuities
• Indexed Annuities
• SPIAs
• COLI & BOLI Programs
• Long-Term Care
• Disability Insurance
• Life Settlements
• Offshore Life Insurance
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