楊清泉律師專欄-資產流失必須有確鑿的證據證明
有些客戶在申請破產之前收到了大量現金。他們可能從他們的房子重貸提取淨值現金出來，可能獲得商業貸款，或出售資產。這些，與同類型的交易，對已花光現金的客戶，就在這個時候，又遇上不順心的事，他們決定需要破產...
楊清泉律師專欄-US-CONSTITUTION-GUARANTEES-RIGHT
U.S. CONSTITUTION GUARANTEES RIGHT TO BANKRUPTCY FOR FRESH START IN LIFE WITHOUT PRE-EXISTING DEBT& ...
楊清泉律師專欄-9TH-CIRCUIT-DECIDES-THAT-PUNITIVE-DAMAGE-AWARD-DOES-NOT-ESTABLISH-WILLFUL-AND-MALICIOUS-INJURY
9TH CIRCUIT DECIDES THAT PUNITIVE DAMAGE AWARD DOES NOT ESTABLISH WILLFUL AND MALICIOUS INJURY; YOUN...
楊清泉律師專欄-SUPREME-COURT-REVERSES-COURT-OF-APPEALS-DECIDES-FUTURE-WAGES-BELONG-TO-DEBTOR-WHEN-CHAPTER-13-IS-CONVERTED-TO-CHAPTER-7
Imagine that you are a Chapter 13 debtor with a 5-year reorganization plan. In this plan, you commit...
楊清泉律師專欄-WIDOW-WITH-NO-ASSETS-SEEKS-TO-DISCHARGE-25K-CREDIT-CARD-DEBT-CREDIT-CARDS-WITH-50K-JUDGMENT-LIENS-ATTEMPT-TO-FORCE-SALE-OF-CLIENT-S-RESIDENCE
CLIENT NO. 1 Client is 82 and recently widowed. She now lives with her daughter who takes care of h...
楊清泉律師專欄-RETIRED-SENIOR-SEEKS-TO-DISCHARGE-27K-CREDIT-CARDS
1) RETIRED SENIOR SEEKS TO DISCHARGE $27K CREDIT CARDS 2) WORKING SENIOR SEEKS TO DISCHARGE $60K PER...
楊清泉律師專欄-CAR-REPO-CAUSES-FREAK-ACCIDENT-2-SPOUSES-NEED-TO-BE-JOINT-DEBTORS-FROM-START-OF-CASE
CLIENT NO. 1 Client is 63. His older car is fully paid. The problem is that client has been living ...
楊清泉律師專欄-客戶3-申請第7章免掉拖了六年的-25萬美元的信用卡債
客戶45歲，會計師和企業家。 2009年，他聘請我提交第7章破產為他免除接近25萬美元，從供應商信用，商務行，信用卡等被用來資助企業所產生的無擔保債務。當時，他想繼續做生意，因為他希望他的生意會變得賺...
楊清泉律師專欄-YOUNG-CLIENT-SEEKS-TO-DISCHARGE-780-000-WAGE-GARNISHMENT-GOOD-SAMARITAN-CLIENT-SEEKS-TO-DISCHARGE-2O-OOO-LAWSUIT-SENIOR-SEEKS-SOLUTION-FOR-WRONGFUL-DEATH-10M-LAWSUIT
CLIENT NO. 1Client is 37. He is single and lives the lifestyle of a single person in Southern Califo...
楊清泉律師專欄-客戶2-單親母親尋求第7章免去醫療費和信用卡債
客戶35歲，去年傷殘沒有工作8個月了。治療醫療達到$ 80K。保險支付一半。於是，她欠$ 40K的醫療費用。她也有6萬美元的信用卡債。她下周要回去上班，因為雇主告訴她，如果她仍然不可以回去工作，她將失...
楊清泉律師專欄-SENIOR-OPTS-FOR-CHAPTER-7-TO-DISCHARGE-50K-CREDIT-CARDS-COURT-ALLOWS-POSTPETITION-CREDITOR-CLIENT-TO-DENY-DISCHARGE-OF-DEBTOR
CLIENT NO. 1Client is 74. She was married to her husband for 30 years. Husband was a lot older than ...
楊清泉律師專欄-單親母親尋求第7章免去醫療費和信用卡債
客戶1這周是我的單親媽媽周。客戶48歲，她是一名注冊護士，年總收入$7萬美元。她有兩個少年孩子。一個開始在一所社區學院上學。另一個是即將畢業的高中希望進入加州大學系統。哪個UC錄取她都不要緊，在如此...
楊清泉律師專欄-當長者遇到學生貸款及欠稅
客戶66歲。他的收入是每年$70K。他的問題是他欠了去年$28K美元所得稅，160K美元的學生貸款，和5萬美元的信用卡債。學生貸款每月支付2000美元，這和他的房屋按揭付款是一樣的。信用卡需要另外每月...
楊清泉律師專欄-SENIORS-SEE-NO-BENEFIT-IN-KEEPING-CREDIT-CARD-DEBTS-Ⅱ
SENIORS SEE NO BENEFIT IN KEEPING CREDIT CARD DEBTS. ONE SEEKS TO DISCHARGE $20K AND ANOTHER $30K ...
楊清泉律師專欄-SENIORS-SEE-NO-BENEFIT-IN-KEEPING-CREDIT-CARD-DEBTS-Ⅰ
SENIORS SEE NO BENEFIT IN KEEPING CREDIT CARD DEBTS. ONE SEEKS TO DISCHARGE $20K AND ANOTHER $30K ...
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