楊清泉-BK-RULE-9011-DOES-NOT-PREVENT-PURSUIT-OF-CLAIM-DESPITE-WINNING-DEFENSE-PART1
There are adversary complaints that creditors can file and pursue against debtors who file for bankr...
楊清泉律師專欄-第13章申請表應與入息審查中的可支配收入相應
允許入息審查的實際費用和開支之間總是有衝突的。實際支出通常超過所允許的入息審查。實際支出和入息審查支出之間，以後者為準，來計算可支配收入。人均可支配收入是純收入減去允許的可抵扣費用，使用IRS入息審查...
楊清泉律師專欄-PLAN-SHOULD-CORRESPOND-WITH-DISPOSABLE-INCOME-OF-MEANS-TEST-PART-2
In Re Grabarczyk, the debtors had three children, ages nine, seven, and four. They initially filed f...
楊清泉律師專欄-PLAN-SHOULD-CORRESPOND-WITH-DISPOSABLE-INCOME-OF-MEANS-TEST-PART-1
There is always a conflict between actual expenses and expenses allowed in the means test. Actual ex...
楊清泉律師-HUSBAND-LOSES-9-000-TO-BK-TRUSTEE-WHEN-BRIDE-FILES-FOR-CHAPTER-7-PART-2
In Re Kuhl, the debtor and her husband were married on November 11, 2011. Four days later, the debto...
楊清泉律師-HUSBAND-LOSES-9-000-TO-BK-TRUSTEE-WHEN-BRIDE-FILES-FOR-CHAPTER-7-PART-1
The advantage of a prenuptial agreement is clear when one of the spouses files for Chapter 7 bankrup...
楊清泉律師專欄-債務人可以迫使銀行查封自己的房子嗎
為什麼一個債務人要迫使銀行取消抵押品贖回權在他的房子？最近，洛杉磯時報“刊登了一篇關於一個人在2009年申請第7章破產。他購買了一套共渡公寓的閣樓在洛杉磯小東京$ 670000,是零頭款買的。他每月按...
楊清泉律師專欄-IS-DEFALCATION-BY-FIDUCIARY-DISCHARGEABLE-IN-BANKRUPTCY-PART-2
The state court found that the debtor did not have a malicious motive (everyone wants a new house in...
楊清泉律師專欄-IS-DEFALCATION-BY-FIDUCIARY-DISCHARGEABLE-IN-BANKRUPTCY-PART-1
Defalcation is an act of misappropriating funds that were entrusted to a person. The person who is e...
楊清泉律師專欄-IS-INHERITED-IRA-EXEMPT-IN-BANKRUPTCY-PART-2
In Re Seeling, in May 2007, the debtor inherited half of a tax deferred annuity account. She rolled ...
楊清泉律師專欄-IS-INHERITED-IRA-EXEMPT-IN-BANKRUPTCY-PART-1
Not many people know that parents can transfer their retirement accounts such as 401k and IRA to the...
楊清泉律師專欄-AUTISTIC-DEBTOR-DISCHARGES-STUDENT-LOANS-PART-2
Thus, the debtor satisfied the first prong of the ‘Brunner’ test. The debtor clearly and convincingl...
楊清泉律師專欄-AUTISTIC-DEBTOR-DISCHARGES-STUDENT-LOANS-PART-1
The general rule in bankruptcy is that student loans are not dischargeable debts, unless debtor can ...
楊清泉律師-破產時沒有列出租金收入會被定為不誠實
“破產法”第707節的規定，法院有權對濫用破產的案件予以撤銷。什麼樣的行為構成債務人濫用破產法要看全面情況。例如，儘管入息測試裡表明他擁有豐厚可支配收入，而債務人仍然申請破產，美國聯邦受託人將提交一...
楊清泉-IS-SOCIAL-SECURITY-PART-OF-DISPOSABLE-INCOME-IN-CHAPTER-13-PART-2
The trustee asserted that it was certain that debtor would receive more than $87,000 in SSI over the...
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