楊清泉律師專欄-破產法第13章可以偏袒共同債務人嗎
共同債務人是與債務人一樣負有相同的法律責任。例如：你從某某銀行借50萬美元，你的父親簽署了一份擔保檔，他保證這$50,000 的貸款等，如果你不支付的話，他將支付。你用這筆錢購買餐廳但失敗了。當你申請...
楊清泉律師專欄-債務問題-PART-2
Debtor did not deny that the transfers were made, but said he did not intend to defraud the Plaintif...
楊清泉律師專欄-債務問題-PART-1
Imagine you won the new Prius in your church lottery. Instead of keeping the car, you sold it for $2...
楊清泉-房地產價值-在銷售淒慘時必須考慮的因素
住宅的公平市場價值 現在已經成為一個熱門話題，因為破產第13章剝離第二留置權的案例。住宅的第二留置權，如果是絕對沒有淨值的第二留置權可能被剝奪。為了說明這一點，住宅的公平市場價值為30萬美元。第一按揭...
楊清泉-對沒有按時接受信用輔導的債務人給予免債
新的破產法規定，個人的債務人在破產申請之日算起前180天期間必須獲得信用輔導。這是強制性的。緊急狀況才能例外。在洛杉磯，破產法院的法官不考慮 法拍，因緊急情況下，放棄信用諮詢的要求。原因是，在加州，在...
債務人可以用六十個月悉數償還無擔保債務
讓我們假設你是高於平均收入債務人的。你是單身每年收入60000美元，單身債務人（未婚及沒有受養人）收入高於州平均收入48,000元。您的可支配收入是1,000元。在第13章計劃，提出用破產法允許的最長...
楊清泉-IS-STOCKBROKER-S-FORGIVEABLE-LOAN-BONUS-DISCHARGEABLE-PART-2
The court concluded that Oppenheimer did not establish by a preponderance of evidence that at the ti...
楊清泉-IS-STOCKBROKER-S-FORGIVEABLE-LOAN-BONUS-DISCHARGEABLE-PART-1
You know what a stockbroker is and what he does for a living, right? A stockbroker recommends what s...
楊清泉-OCEAN-VIEW-APARTMENT-NOT-REASONABLY-NECESSARY-FOR-CHAPTER-7-DEBTOR-PART-2
“Plainly the debtor has rented an ocean-view apartment at a premium rental rate. The Court simply ca...
楊清泉-OCEAN-VIEW-APARTMENT-NOT-REASONABLY-NECESSARY-FOR-CHAPTER-7-DEBTOR-PART-1
Schedule J of the bankruptcy petition shows the actual monthly expenses of the debtor. This is diffe...
楊清泉-WHAT-IS-HOUSEHOLD-SIZE-IN-BANKRUPTCY-Part-2
The issue in this case was how to count the children that lived in the debtor’s home. Debtor and his...
楊清泉-WHAT-IS-HOUSEHOLD-SIZE-IN-BANKRUPTCY-Part-1
Does the size of the debtor’s household matter in his bankruptcy? Indeed, it does. The bigger the si...
楊清泉-DOES-DEBTOR-S-DEATH-AFFECT-BANKRUPTCY-PART-2
The bankruptcy court granted the UST’s motion to dismiss. “Rules 1016 and 1017(f) do not permit the ...
楊清泉-DOES-DEBTOR-S-DEATH-AFFECT-BANKRUPTCY-PART-1
Let’s say you file a bankruptcy today, then, two weeks from now, you die. What happens to your bankr...
楊清泉-VALIDATION-OF-DEBT-LETTERS-SENT-AFTER-BANKRUPTCY-DISCHARGE-PART-2
The only issues were whether the letters were attempts to collect the discharged debt, and, if so, w...
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