【理財】申报美国税表准备| 美国泛宇集团

理財時間:02/08/2022 瀏覽: 6564

第一次报税别害怕!

解码申报美国税表准备

新移民或者是EB-5投资移民者，初来美帝需要申报第一年的税表，该有哪些文件?

请准备以下资料：

需准备前一年及当年的报税资料。
是否有抚养小孩及父母。
婚姻状态。
公民/居民或非居民。

必备文件：

薪资

●美国收入，W2

●其他国家雇主支付，准备当地报税

2.利息收入和股利收入

●美国收入，1099INT/1099-DIV

●海外收入，准备当地个人所得税申报书（如薪资、租金所得、利息）

3.资本利得（股票、证券或房地产）

●股票/债券交易，1099-B，房地产交易（准备当初买入及卖出的资料）

●海外投资，准备当地买卖资料或报税资料

4.租金所得

●收入：依现金基础计算

●费用：房贷利息1098Form，房地产税（需前一年和当年的），维修费用，折旧（需提供成本资料才能计算）

5.其他收入

●自营所得及费用（Schedule C）

●退休人士：年金，1099-R，8955-SSA

●合伙，有限公司，S公司，信托，准备K-1表格

●州所得税收入

●其他收入（如博弈，兴趣）

有哪几样重要的费用可以拿来抵扣的呢？

医疗费用、房屋贷款、捐赠、学费，还有您的税捐（州所得税、房产税），这些都可以在您的税表里面，拿来作抵扣。

税务申报与财产揭露应该注意的事项：

最重要的是海外资产，海外资产超过1万块美金需申报；如果有从海外亲戚朋友那得来的捐赠超过10万块，也必须要申报；要是您有担任美国境外公司重要股东的情况，拥有多少股份，都要记得申报5471。

在Amazon的营运数据及上个月的就业报告优于预期之下，标普500上涨0.5%，纳斯达克综合指数上涨1.6%。道琼工业指数则是下跌0.1%。市场对于上个月的就业报告解读不一，部分分析师担心优于预期的就业报告将鼓励联准会加速升息，但最终市场仍正面看待此就业报告，指数也由负转正。

科技股、金融股及能源股版块皆上涨，全球原油指标布兰特原油上涨2.4%收于93.27美元。美国公债市场方面，美国10年期公债收益率由1.825%上涨至1.924%，是疫情之后首次突破1.9%。

IMPORTANT: Advertised rates were valid and effective as of the date reflected above, are for informational purposes only, and are subject to change without notice.

Loans are subject to credit and collateral approval. Advertised rates are based on a set of loan assumptions including a borrower with excellent credit history and optimal loan characteristics. Your final interest rate and annual percentage rate (APR) may differ depending on your individual transaction's specific characteristics, and certain products may not be available for your situation. Several determining factors include, but are not limited to, the state of the property location, loan amount, documentation type, loan type, occupancy type, property type, loan to value, and credit score.

APR reflects the cost of credit over the term of the loan expressed as an annual rate. For mortgage loans, APR may include the interest rate, discount points (also referred to as "points"), and other charges or fees (such as mortgage insurance and origination fees), but does not necessarily take into account other loan-specific finance charges you may be required to pay.

Investment securities products and services are offered through Globalink Securities, Inc. (GSI) and TransGlobal Advisory, LLC. (TGA). GSI is member of FINRA & SIPC, which is a separate registered broker-dealers and non-bank affiliates of TransGlobal Holding Company. Portfolio management and advisory services are provided by TGA, a registered investment advisor and subsidiary of TransGlobal Holding Company.

Investment and brokerage products are:

Not FDIC Insured • No Bank Guarantee • May Lose Value