楊清泉律師-第13章勾銷留置權的判決內容
當房價是一路下滑，許多業主都能夠申請第13章破產擺脫他們的第二順位借貸。這個 勾銷第二和初級順位借貸的過程被稱為LAM議案，開創性案件在ReLAM林在第九巡迴上訴法院首先確認其有效性勾銷第二順位借貸上...
楊清泉律師-債權人有舉證的責任來證明索賠不應該予以免除
Creditor is required to prove by a preponderance of evidence that his claim against debtor is not di...
楊清泉律師-人壽保險賠償金額在破產案中可以豁免嗎
假設說，丈夫和妻子申請第7章破產，提交免除信用卡債務80,000美元，而就他們申請破產的一個星期後，丈夫去世了。在破產呈請的附表B，他們列出了丈夫投保的10萬美元的人壽險，妻子為受益人。問題是誰有權獲...
楊清泉律師-ARE-LIFE-INSURANCE-PROCEEDS-EXEMPT-IN-BANKRUPTCY-PART-2
Mrs. Walck paid $80,000 to the trustee, which exceeded the total claims of $58,824 listed in her sch...
楊清泉律師-ARE-LIFE-INSURANCE-PROCEEDS-EXEMPT-IN-BANKRUPTCY-PART-1
Let's say that husband and wife filed for Chapter 7 bankruptcy relief to discharge $80,000 of credit...
楊清泉律師-用年齡反駁-濫用破產法
於2005年生效的新破產法帶來了兩個新概念。一個是＂入息審查＂。另一個是＂濫用推定＂。這兩者齊頭並進。 ＂入息審查＂是對債務人的可支配收入計算的方法，以確定債務人是否符合破產的資格，並確定具體是什麼樣...
楊清泉律師-IS-ABANDONED-HOMESTEAD-EXEMPT-IN-BANKRUPTCY-PART-2
If debtor lived in California, things may turn out differently. If my recollection does not fail me,...
楊清泉律師-IS-ABANDONED-HOMESTEAD-EXEMPT-IN-BANKRUPTCY-PART-1
The situation we are going to discuss involves a Chapter 7 bankruptcy debtor who has abandoned her r...
ARE-TAX-REFUNDS-SUBJECT-TO-TURNOVER-TO-CHAPTER-13-TRUSTEE-PART-2
In Los Angeles, it is still standard practice for the Chapter 13 Trustee to require that the debtor ...
ARE-TAX-REFUNDS-SUBJECT-TO-TURNOVER-TO-CHAPTER-13-TRUSTEE-PART-1
What happens to income tax refunds when a debtor files for Chapter 13 relief? This is an interesting...
MEANS-TEST-TREATMENT-OF-VEHICLE-SECURED-DEBT-EXPENSES-PART-2
Qualifying for 7 or 13 depends on allowable deductions from gross income. Gross income is income fr...
MEANS-TEST-TREATMENT-OF-VEHICLE-SECURED-DEBT-EXPENSES-PART-1
The new bankruptcy law provides for a “means test” to determine bankruptcy eligibility using a syst...
DISHONEST-CHAPTER-13-DEBTOR-RIGHT-TO-DISMISS-CASE-NOT-ABSOLUTE
Part 2According to schedule B, debtor owned jewelry $50, however her ex-husband testified that she o...
DISHONEST-CHAPTER-13-DEBTOR-RIGHT-TO-DISMISS-CASE-NOT-ABSOLUTE
Part 1Normally, Chapter 13 debtors can get out of or dismiss their Chapter 13 cases almost as a matt...
楊清泉律師-破產將停止所有的無禮收債騷擾
長期的經濟衰退已經迫使收債員去創新，甚至濫用收賬力度。用監禁威脅未能支付債務的債務人，似乎是一些州收債員的一個共同策略。有些州顯然沒有廢除規定債務人牢獄法律。幸運的是，在加利福尼亞州，有沒有債務人監獄...
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